Disability Insurance
Because peace of mind is priceless
We regret to inform you that our Cigna Disability plans will be closing effective January 1, 2025. Consequently, Cigna Global and AFSPA will not be able to renew the disability policy for all currently enrolled members for the 2025 plan year. Please click here for more information.
Our disability coverage can bring you precious peace of mind by helping you cover your regular living expenses such as mortgage or rent, groceries, or transportation costs, if you are unable to work for several weeks or months, but are not permanently disabled. If you are new to Federal service or if you have less than two years of sick leave, we highly recommend considering disability plan coverage. You can enroll at any time.
Cigna Disability 30-Day Plan
Up to $5,000 per month after 30-day waiting period
The CIGNA 30-Day plan offers comprehensive disability insurance after a 30-day waiting (elimination) period. No health application required.
- Worldwide coverage
- Coverage of 60% of your salary, up to $5,000 per month for a 2-year period
- Coverage kicks in after a 30-day qualifying period
- Offers "medically necessary" maternity coverage
How do I enroll?
Simply complete the PDF enrollment form and click the button above to submit your form.
| Use the calculator below to see what your yearly premium and monthly benefit will be |
|---|
| Monthly Benefit Amount: | |
| Annual Premium: |
Cigna Disability 90-Day Plan
Up to $7,500 per month after 90-day waiting period
The CIGNA 90-day disability plan accommodates a greater range of salaries at a lower premium. It offers a higher maximum monthly benefit (up to $7,500 a month). No health application required.
- Worldwide coverage
- Coverage of 60% of your salary, up to $7,500 per month for a 2 or 5-year period
- Coverage kicks in after a 90-day qualifying period
- Offers "medically necessary" maternity coverage for complications only
How do I enroll?
| Use the calculator below to see what your yearly premium and monthly benefit will be |
|---|
| Monthly Benefit Amount: | |
| Annual Premium: |
What we offer
Request a Call Back
Recent Blog Posts
2025 FSBP Open Season – Benefit Enhancements, Changes, and Webinars
Open Season started Monday, November 11th and it is already in full swing! You have until December 9th to make changes to your health insurance, dental and vision insurance, and FSAFEDS program. If you’re content with your health, dental/vision insurance, there is no action needed on your end. For the FSAFEDS program, you do have to re-enroll every year. Keep reading to learn about the new changes and added benefits to the Foreign Service Benefit Plan.
Breast Cancer Awareness – Early Detection Saves
As fall settles in, we have found ourselves joining the conversation around Breast Cancer Awareness again. Last year we published a blog, ‘Let’s Talk Breast Cancer and Genetics,’ educating members on breast cancer and its connection to genetics. This year we’re aiming to educate our readers on the important role that early detection plays in a breast cancer diagnosis.
